We know that not all customers can obtain financing through prime banks. Partnering with Merrick Bank, an experienced and stable lending institution, will provide additional finance options to help you secure the sale for your non-prime customer.
If you're looking to purchase a boat, RV or horse trailer, regardless of past credit challenges, Merrick Bank is here for you. Access our Customer Portal to locate an approved dealer, calculate a payment and read interesting articles to prepare for your next adventure.
We finance both new and used "traditional boats" that have an original manufacturer invoice or are listed in the N.A.D.A. Guide. We do not finance Personal Watercraft, Sail Boats, House Boats, High Performance Boats, or Yachts.
We finance both new and used tow-able RVs and motor homes that have an original manufacturer invoice or are listed in the N.A.D.A. Guide. We finance for recreational use only, and do not finance RVs intended for residential or commercial purposes.
Horse Trailer Loans
We finance new and used horse trailers that include a copy of the original manufacturer invoice, or are listed in the N.A.D.A. Guide or in the Horse Trailer Blue-Book.
What Our Customers Are Saying
Merrick Bank is awesome!! They are always there to help and take second looks. The staff is always friendly so that helps a bunch!!
Frequently Asked Questions
What is the Customer Service number to Merrick Bank's Recreation Lending Department?
I cannot access my online account
Can I make my loan payments in advance?
Is there a grace period for my payment?
How do I get a payoff quote on my account?
How can I make a payment?
You can pay your Merrick Bank Recreation Loan payment in any of the following ways:
Login to pay online.
Receiver Code 5244
P.O. Box 660880
Dallas, TX 75266-0880
Attn: Lockbox Operations #660880
2701 East Grauwyler Road, BLDG 1
Irving, TX 75061
($10 fee for phone payments)
I am experiencing financial hardship. What are my options?
Will my loan help me re-establish my credit?
Where do I mail my payoff?
Payoff payments should be mailed to:
10705 South Jordan Gateway, Suite 200
South Jordan, UT 84095
Payoff payments can also be wired to Merrick Bank. Please call 1-888-545-5777 for wire instructions.
Can I change my name on my account?
Yes, please provide a written request along with supporting legal documents (such as a marriage certificate or other court documents). Requests can be sent to any of the following:
- Email Us at email@example.com
- Fax to 801-545-6137
- Send via USPS Mail to P.O. Box 1500, Draper, UT 84020
Will I receive an IRS 1098 Mortgage Interest Statement on my Merrick Bank recreation loan?