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Due to various weather conditions around the country, the U.S. Postal Service may be limited in its services and mail be delayed or unavailable. We're here to support you. Click here to learn more.

 

Credit Cards

Credit Cards

Recreation Loans

RV, Boat & Horse Trailer Loans

CDs

Certificates of Deposit

Merchant Acquiring

Acquiring Services

Personal Loans

Personal Loans

 

Our Cards

Merrick Platinum Visa

Platinum Visa

If you've received an offer from us, it means your credit profile met our standards and qualified you for an offer.
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Secured Visa Credit Card

Secured Visa

New to credit or looking rebuild your score? With a competitive interest rate, regular reviews for credit line increases, and access to FICO® Score every month at no cost, the Merrick Bank Secured Visa is a great choice. We report to the three major credit reporting agencies, which means that with responsible use and on-time payments you can build or rebuild your credit.

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Customer Stories

Learn more by viewing their full stories.

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What Our Customers Are Saying

I want to thank Merrick Bank for giving me the chance to build my credit score for the better and for giving me a higher credit limit like they promised! I highly recommend them. Thank you so much Merrick Bank!
Angela M.
Edmonds, WA
I have been with Merrick for a few years, don't have anything negative to say about the service. Always been treated with respect and transactions handled with ease and in a timely manner.
Aida R.
Hartford, CT
This is 1 of my best credit builder cards that I have, if gives credit limit raises without even asking for them just by on time payments and I never had an issue with the bank.
Ahmad, A.
Hugo, OK
Merrick is the best bank I have had in over 70 years of banking.
Edward V.
Landrum, SC
I have had zero problems working with Merrick. I have made all of my payments on time & every few months I receive a credit limit increase. They have even called ahead before processing transactions that they deem suspicious. I would definitely recommend them to anyone.
Ms. Y.
Charlotte, NC