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This credit card, by far and large, has been the easiest card to have and manage. I got it to help repair/build my credit and they have given me credit limit increases without me having to ask for it. I don't get spam emails, no one calls me about anything, I get text reminders if I need them, and the app is super easy to use. I haven't had a single issue to date, I'm really glad I got this card.

Very wonderful experience since I've been a member. Keep up the great job. I've shared my experience and referred several people to the bank. My customer support experience is just as great each time I have called which makes things a lot easier to enjoy.

Merrick is very transparent about your credit and billing and also offers solid advice on rebuilding your credit. The interest rate for me was fair and they even tell you about keeping your spending on the card under 30 percent to help with your credit. I highly recommend Merrick bank to anyone looking for a good credit card which also rewards you for paying on time.

Very pleased with Merrick Bank, easy statements to read, customer service is very friendly and assists to all my needs. Statements are very clear not to mention reminders by text is prompt and the service is very excellent for reminders. Online service is user friendly. Great company to deal with. I would recommend it to a friend and many others. GREAT COMPANY.

I have been a Merrick customer for about a decade now. There has never been a problem, dispute, or even a call to customer service. In this day and age, that is phenomenal. Truly happy with this company and have recommended them to many friends. Thank you for your continuing service.