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Our Cards
Platinum Visa
If you've received an offer from us, it means your credit profile met our standards and qualified you for an offer.
Respond to Offer 
Secured Visa
New to credit or looking rebuild your score? With a competitive interest rate, regular reviews for credit line increases, and access to FICO® Score every month at no cost, the Merrick Bank Secured Visa is a great choice. We report to the three major credit reporting agencies, which means that with responsible use and on-time payments you can build or rebuild your credit.
Customer Stories
Learn more by viewing their full stories.
VIEW STORIESWhat Our Customers Are Saying
I want to thank Merrick Bank for giving me the chance to build my credit score for the better and for giving me a higher credit limit like they promised! I highly recommend them. Thank you so much Merrick Bank!
Edmonds, WA
I've had credit with Merrick Bank for the past 5 years or so and I've never had 1 single issue. Online bill pay is super-fast and easy and customer service is great!
Akron, OH
Great card to rebuild your credit and more! No problems with this card, with timely credit increases when warranted. Customer service is helpful and courteous. Very satisfied with this card.
Chattanooga, TN
My experience has been very positive. I had a couple of instances where someone else used my account to charge a few items. Merrick Bank contacted me to check to see if I made them because they looked suspicious. They were not made by me and Merrick took care of the problem immediately. Their customer service is excellent.
Simi Valley, CA
I have a couple favorite cards, but this is my go to card! Great service! I've never had any problems in the over 1 and a half years I've had the card!!
Saint Francisville, IL