Our Cards
Platinum Visa
If you've received an offer from us, it means your credit profile met our standards and qualified you for an offer.
Respond to Offer 
Secured Visa
Are you looking to build or rebuild your credit? Want a better way to take control of your finances? The Merrick Bank Secured Visa card is for you!
Apply Now Customer Stories
Learn more by viewing their full stories.
VIEW STORIESWhat Our Customers Are Saying
Merrick was the first bank to give me a credit card after years of financial issues. I have restored my credit standards and have never missed a payment. If I ever decide to close some of my credit card accounts, it would not be Merrick. I trust them, I honor them, and I will always choose their card over any other card I have. Thank you Merrick for trusting me with your card.
Suitland, MO
They have been amazing. When I lost my job they were the only company who would work with me. I appreciate them so much. Thank you Merrick Bank.
Gardner, KS
Pre-approved came in mail. Low amount of credit to begin, then goes up after you make your payments on time. Their online service is excellent and easy to use. I can see my charges the next day and can pay them then, too! Have had absolutely no problems with them! Love Merrick!
Blue Springs, MO
My experience with Merrick Bank has been very positive. Customer service is excellent and they increase credit limit with positive history and score increases. The fees are relatively low for a card that was originally meant to help restore credit. Although my score has gone close to 800, I am keeping this card!
San Diego, CA
Merrick Banks employees are simply the best at handling situations you may run into, very friendly, low key and professional! I have told my friends about Merrick Bank and recommend them highly!!!
Barrow, AK