Our Cards
Platinum Visa
If you've received an offer from us, it means your credit profile met our standards and qualified you for an offer.
Respond to Offer 
Secured Visa
New to credit or looking rebuild your score? With a competitive interest rate, regular reviews for credit line increases, and access to FICO® Score every month at no cost, the Merrick Bank Secured Visa is a great choice. We report to the three major credit reporting agencies, which means that with responsible use and on-time payments you can build or rebuild your credit.
Customer Stories
Learn more by viewing their full stories.
VIEW STORIESWhat Our Customers Are Saying
I am so thankful that Merrick has been good to me. I was rebuilding my credit and they have helped tremendously with my credit increases. They do show you that you are being a good customer as well. Also, customer service is amazing! Thank you Merrick Bank!
Zephyrhills, FL
The customer service representative’s name was Treasure and she was so kind and helpful during an extremely stressful situation. She immediately put me at ease and very quickly helped me to a successful solution to my problem. I have rarely used my Merrick Credit card, but after this experience I will be a regular user.
Cornelius, NC
I've been with Merrick Bank for over 10 years and have not had any issues. Their website and app are easy to maneuver. I would highly recommend them to friends and family.
Las Vegas, NV
Merrick gave me an opportunity to redeem myself when using credit after a nightmare of bankruptcy. I have been a cardholder since 2013 and have appreciated the frequent credit line increases.
Philadelphia, PA
Love Merrick! They’re fair, and really allow you to establish or reestablish your credit!
Stone Mountain, GA