Home
>

Got an offer in the mail?

Then you've been pre-approved—congratulations! You can conveniently enter your Acceptance Certificate number to get started with your application for a new credit card. We're committed to connecting people with new opportunities that can help manage debt and improve credit. With a Merrick Bank credit line you can get on the path to financial freedom.

Accept Your Offer Learn More

A Site to See!

We've redesigned our Cardholder Center to be more user-friendly, provide more functionality, and have a consistent look and feel across all devices.

LEARN MORE
Cardholder Center Demo

Our Cards

Platinum Visa

If you've received a pre-approved offer from us, it means your credit profile met our standards and qualified you for an offer.
Respond to Offer

Secured Visa

Are you looking to build or rebuild your credit? Want a better way to take control of your finances? The Merrick Bank Secured Visa card is for you!
Apply Now

What Our Customers Are Saying

Your customer service is the BEST! Each time I've called, the agent has been knowledgeable & upbeat! I was referred w/ no prob. New contact knew what I was calling about so I didn't have to repeat! Very customer oriented! Quite refreshing!
Marion F.
Reno, NV
Merrick Bank is great. With the monthly reminders, it is easy to pay your bill online. They also offer paperless billing. They give me plenty of notice when my bill is due so I avoid any late fees. I haven't had any issues with my account or card. It's awesome.
Christine S.
Bremerton, WA
From the opening of my account through the present I have always had a pleasurable experience with everyone concerning my account with Merrick Bank. Every aspect with my account has always been above board with no hidden surprises and I am thankful that my business is appreciated by them.
Francis P.
Mount Dora, FL
Your service representatives are always friendly and treat me more like a friend than a customer. It's always a pleasure to talk to them. Thank you for making me feel like a valued customer instead of a number.
Frederick P.
Indianapolis, IN
Merrick Bank is by far the easiest to work with. They are completely customer centered. I never thought I would give positive feedback for any bank. But I am very pleased. They give rewards without asking for them, and they keep a close eye on transactions to make sure your account is secure. Top notch guys! Bravo!
George M.
Peru, IN
Merrick Bank has been an excellent card for rebuilding my credit. I was forced to file a bankruptcy due to overwhelming medical bills that were a result of an unexpected life threatening illness. I've been able to reestablish my credit and slowly improve my credit score with the help of Merrick. Highly Recommend this card! Thank You Merrick!
Gerilynn P.
North Syracuse, NY
Excellent services offered by Merrick Bank. Very easy to deal with. Any time that I spoke with anyone in customer service they were very professional and first class. They offer no fee foreign transactions which is great when traveling! Would recommend to my friends!
Julia B.
Brooksville, FL
I have to say that my entire experience with Merrick Bank to date has been excellent. Website is easy to work with and understand. My few calls to customer service were a pleasure and my questions resolved quickly. Thank you.
Kathleen C.
Albany, NY
Out of all credit card companies I've dealt with, Merrick Bank by far has been the easiest to deal with. No hidden fees and I appreciate the credit score feature. Online system is great to use. Happy so far.
Katrina M.
Santa Rosa, CA
You people gave me a chance to prove I am credit worthy, I am always on time and ahead of time and ALWAYS pay more than minimum payment. You trust me with your money and I will never forget your bank. Thank You All Again, a customer for life.
Ralph G.
Galloway, OH