Maintaining Good Credit | Merrick Bank

Maintaining Good Credit

Financial Education

Maintaining Good Credit

A good credit score leads the way to lower interest rates and loans when you need them.

family of four standing on porch of new home

Maintaining Good Credit posts

A couple looks at their finances and tries to figure out how to pay of their debt

4 Steps to Pay Off Debt

Whether you feel you’re drowning in debt or you’re just trying to find firmer financial ground, here are 4 steps you can take to pay off your debt.

5 Myths About Your FICO Score

5 Myths About Your FICO® Score

Which of these 5 myths have you heard before?

Factors that affect your FICO score

Quick Facts About Your FICO® Score

Learn how your credit habits affect your FICO® Score.

An older woman checks her finances

Why Won’t My Mother Check Her FICO® Score?

I get a variety of reactions when I tell people I work at FICO. “I don’t need to know my FICO® Score” is a relatively common one.

Two men do some financial planning on paper

Creditsplaining 123s

Your FICO® Score seems to be everywhere these days, which is great. “Knowledge is power”, so it’s nice to know where you stand.

A mom checks her bank account while her child sleeps

Down, But Not Out – A Story of Financial and FICO® Score Recovery

In 2008, my life took a turn for the worst. Like many, the impacts of the Great Recession had hit home.

A man checks his credit card balance on his computer

5 Steps to Keeping Your Credit Card Balances in Check

When it comes to your finances, finding a balance is key. Follow these steps to keep your credit card spending in check.

Unsecured vs. Secured Credit Cards

Secured vs. Unsecured Credit Cards

February 8, 2019

Knowing the key differences and similarities between secured and unsecured credit cards can help you choose the one that's right for you.