Knowing the factors that go into your credit score calculation can help you better understand your score.

A cash advance lets you use your credit card to get cash at a bank or ATM.

Using a credit card regularly and responsibly is one of the best and fastest ways to build credit.

Use the snowball method of debt reduction to pay off small loans first as you get the ball rolling toward larger debt elimination goals.

Your credit card is an amazing financial tool. You can use it to make convenient in-store and online purchases, and build and rebuild your credit.

Let’s break down what you can do to prepare for a financial emergency before it strikes. We’ll also look at the steps you should take when you do find yourself dealing with a financial emergency.

As you make purchases and payments on credit, your lenders keep a record of your credit history and they send this information to companies called credit bureaus.

As long as you know a few simple facts and financial guidelines, building and rebuilding credit becomes much easier to understand.