About Us

At Merrick Bank, we specialize in credit programs that assist people looking to build or rebuild their credit.

<p>About Us</p>
<p>Our Story</p>

Our Story

Founded in 1997, Merrick Bank is FDIC insured and recognized as a top 20 credit card issuer in the U.S. In total, we proudly serve nearly 3 million cardholders and have extended nearly $6 billion in credit.

We also provide consumer finance options to marine, RV, powersports, and horse trailer dealers throughout the country to help customers find new opportunities to get what they need for recreation.

With Merrick Bank’s Merchant Acquiring Services and our Independent Sales Organizations, we support a wide range of merchant categories (including non-traditional businesses) and offer multinational and dynamic currency services, next-day funding, and daily reconciliation.

We offer a wide range of High-Yield Certificates of Deposit with competitive rates and FDIC insurance up to the maximum allowed by law.

Our Mission

Our mission is to make a positive difference in the lives of our customers, our employees, and our community. To us, this is the definition of respect. So in everything we do, we strive to do it with honesty, dependability, and innovation.

TO OUR CUSTOMERS

TO OUR CUSTOMERS

More than just offering credit products, we want to help people build their personal and long-term financial stability, and we’ve grown with our customers who successfully manage their credit.

TO OUR EMPLOYEES

TO OUR EMPLOYEES

We work hard to create a work environment that empowers our associates to grow, learn, and reach their potential.

TO OUR COMMUNITIES

TO OUR COMMUNITIES

We believe in community, and that means building long-lasting connections with our neighbours and our customers. That’s why we give freely of our time and resources toward causes that help strengthen the communities where we live.

<p>GIVING BACK</p>

GIVING BACK

At Merrick Bank, we have seen the powerful effect when a community comes together. Here are just a few ways we’ve played a part in our own community:

  • Donating time to programs in our community - just a few include Junior Achievement, Utah Microenterprise Loan Fund, First Step House, and Youthlinc.
  • Donating hundreds of thousands of dollars to various non-profit organizations each year.
  • Actively investing in educating our customers about credit, banking, and related topics. And it’s working! Each year hundreds of thousands of people find our posts worth visiting. Come learn with us.
COMMITMENT TO DIVERSITY

COMMITMENT TO DIVERSITY

At Merrick Bank, we thrive off the diversity of our employees, clients, and communities to help us build a stronger and safe environment for all.

Our success comes from a collective group of highly capable, unique, and innovative people who create an engaging and inclusive workplace. Merrick Bank relies on our workforce’s individual differences and life experiences to better serve our national customer base.

Merrick Bank is proud to work with clients from a wide range of cultures, backgrounds, and perspectives. We strive to maintain a culture where all of our customers feel welcomed and included so we can fully support their financial needs.