BUILT FOR YOU
We work with people who have credit scores as low as 580.
APPLY IN MINUTES
Our easy-to-use online platform cuts time off your application process.
We respect your privacy and will keep your data safe.
Live Life. Get Everything You Need or Want Now.
- Get up to $12,500 with fair rates that work for you.
- Apply in minutes with our simple and secure application process.
- Receive your funds as soon as the next business day after approval.
Get a Loan Based on More Than Just Your Credit Score
When you're applying for a personal loan, you deserve to be seen as more than a 3-digit number. We also look at your entire financial story including:
- Your Income
- Your Employment History
- Your Financial History
- Your Recent Credit Behavior
We will take all of these factors into consideration to determine which loan is right for you.
What Our Customers Are Saying
Excellent service and they do what they say. Thank you for the opportunity and I would definitely recommend this company to others.
We’re very pleased with y’all and your services!! Thank you.
This is a very good company! They do what they say they’re going to do! I enjoy working with them!
The company has been open and honest. They look out for my best interests. Easy to pay bill on line. Would recommend.
The Bank helped me to over come a very bad issues that was far beyond my control with out knowing the issues. Merrick gave me the opportunity and trust I need at the right time and they give me a trust that I really appreciate. When you talk to any one at Merrick there is no double take, straight to the point and there to help when they can! Thank you.
Love..love...love..my Merrick Bank no problems no issues great customer service.
Merrick has given me great opportunities to build my financial situation thank you.
I absolutely love Merrick bank. Their customer service is excellent.
When my pet became sick, I needed the money to take care of her as I was in need of cash which I did not anticipate I would need to take care of vet bills. Merrick was there to help me with that situation in my time of need.
I can’t think of anything that you or the website has done that wasn’t well done. Therefore everything is 5x5, 9x5, OK, okay and splendid. That’s 5 stars in my book!
Frequently Asked Questions
Scroll through the questions and answers below or use the drop down menu to do a quick search for account FAQs.