About Merrick Bank

At Merrick Bank, we specialize in credit programs that assist people looking to build or rebuild their credit.

Our Story

Founded in 1997, Merrick Bank is FDIC insured and recognized as a top 20 credit card issuer in the U.S. In total, we proudly serve nearly 3 million cardholders and have extended nearly $6 billion in credit.

We also provide consumer finance options to marine, RV, powersports, and horse trailer dealers throughout the country to help customers find new opportunities to get what they need for recreation.

With Merrick Bank's Merchant Acquiring Services and our Independent Sales Organizations, we support a wide range of merchant categories (including non-traditional businesses) and offer multinational and dynamic currency services, next-day funding, and daily reconciliation.

Commitment to Diversity

At Merrick Bank, we thrive off the diversity of our employees, clients and communities to help us build a stronger and safe environment for all.

Our success comes from a collective group of highly capable, unique and innovative people who create an engaging and inclusive work place. Merrick Bank relies on the individual differences and life experiences of our workforce to better serve our national customer base.

Merrick Bank is proud to work with clients from a wide range of cultures, backgrounds and perspectives. We strive to maintain a culture where all of our customers feel welcomed and included so we can fully support their financial needs.

Our Mission

Our Mission is to make a positive difference in the lives of our customers, our employees, and our community. To us, this is the definition of respect. So in everything we do, we strive to do it with honesty, dependability, and innovation.
Our Customers
To Our Customers
More than just offering credit products, we want to help people build their personal and long-term financial stability, and we've grown with our customers who successfully manage their credit.
Our Employees
To Our Employees
We work hard to create a work environment that empowers our associates to grow, learn, and reach their potential. 
Our Community
To Our Communities
We believe in community, and that means building long-lasting connections with our neighbors and our customers. That's why we give freely of our time and resources toward causes that help strengthen the communities where we live.
Mature Couple on Couch

Company Culture

What matters most is our relationships-with our customers, our employees, and our partners.

No matter the person, our goal is always the same: to connect people with opportunities that help them reach their potential.

Core Principles

We strive to live by these core principles, be honest in everything we do; have the courage to do the right thing and treat everyone with respect and patience.

These values have helped Merrick Bank grow in the past. We know they'll continue to make us great in the future.

Be Honest
Be honest in everything we do
Have Courage
Have the courage to do the right thing
Respect & Patience
Treat everyone with Respect & patience
Happy Couple on Vacation

Giving Back

At Merrick Bank, we have seen the powerful effect when a community comes together. Here are just a few ways we've played a part in our own community:

  • Donating time to programs in our community - just a few include: Junior Achievement, Utah Microenterprise Loan Fund, First Step House and Youthlinc.
  • Donating hundreds of thousands of dollars to various non-profit organizations each year.
  • Actively investing in educating our customers about credit, banking, and related topics. And it's working! Each year hundreds of thousands of people find our posts worth visiting. Come learn with us.

What Our Customers Are Saying